The GAO report underscores three key themes: misleading information is shockingly prevalent, a wide variety of junk plans are sold and may frequently be bundled together, and fixed indemnity plans appear to play a large role.
Insurance Choice and Benefit Design
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Even as many Americans pay for inadequate coverage, claims for unnecessary medical services remain undiminished. Schaeffer Center research informs policies seeking to improve consumer choice and promote accountability while enhancing the value of insurance plans.